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Tap to Authenticate
Protect online transactions with payment card-based authentication
Fraud is a constant threat to the payments ecosystem, especially for organizations that rely on card-not-present transactions. But what if you could bridge the gap between the ease of online commerce and the protection of EMV® chip-based transactions?
Our Tap to Authenticate solution does just that. It enables cardholders to authenticate online purchases in real time using their payment cards and mobile devices, eliminating the need for extra passwords, biometrics, and hardware.
Why Choose Us?
Tap to Authenticate complements our holistic approach to the payments ecosystem by improving transaction security for all parties.
By leveraging the chips already present on payment cards, we make it easy and intuitive for purchasers to authenticate their identity online. Real-time authentication helps reduce fraud, saving time and money spent on disputes, refunds, and chargebacks. The result is a safer, more secure ecosystem for all.
Enhance Ecommerce Security
Leverage the EMV® 3-D Secure (3DS) protocol to reduce fraud in card-not-present transactions by authenticating cardholder identity with their payment card and a mobile device.
Authenticate Seamlessly with 3DS
A custom applet is loaded onto a Java-based chip that works in conjunction with the 3DS protocol. This allows a cardholder to use their existing payment card as a medium for self-authentication.
Integrate with Ease
Integration into the card issuer’s mobile app via SDK allows the issuer to control the interaction and maintain branding throughout the transaction.
Boost Cardholder Engagement
Leverage payment cards for additional use cases, keeping your card top-of-mind and top-of-wallet.
Eliminate Extra Steps
Purchasers simply use their payment card to authenticate their identity, eliminating the need for extra verification steps including additional passwords, biometric methods, and hardware requirements.
Maintain a Smooth User Experience
Reduce confusion for purchasers by keeping them within your mobile app experience and eliminating the need to use a third party website.